Formulates and implements company’s underwriting policy. Reviews insurance applications and supporting materials. Evaluates risks involved and determines premiums and extent of cover. Works closely with reinsurers and determines acceptance of insurance. Approves the issue of policies and endorsements. Coordinates and supervises the work of subordinates.

Underwrites policies within authorised limits. Keeps and analyses new business statistics. Implements the company’s guideline for risks appraisal.

Participates in formulating and implementing marketing/servicing policies, and/or servicing existing client business. Be responsible for implementing marketing programmes. Liaises with clients and public relations. Trains and supervises subordinates.

Supervises staff to assess applications for claim payments. Keeps and analyses claims statistics. Implements the company’s guideline for risks appraisal or claims settlement.

Assists managers in the daily operations of various function areas. Supervises clerical staff to ensure rules and guidelines established by the management are followed.

Assists the Human Resources/Training Manager in recruitment, selection, placement, transfer, training, employee career development and staff welfare programmes.

Investigates and approves claims filed under an insurance policy or determines company’s liability in claims. Oversees negotiation of settlement with claimants and recommends litigation when necessary. Keeps and analyses claims statistics.