Assists the Head – Enterprise Risk Management / Chief Risk Officer to identify, assess and manage business risks, assess the adequacy and appropriateness of controls with action plans developed where necessary and executed accordingly.

Underwrites policies and approves claims within authorised limits. Keeps and analyses new business and claims statistics. Implements the company’s guideline for risks appraisal or claims settlement.

Provides medical advice. Underwrites and reviews claims.

Plans, directs and supervises the audit function including financial audit and IT audit of the company. Evaluates the adequacy of systems of control and procedures. Provides management with audit reports and suggestions for improvement.

Plans, develops, maintains and controls the provision of information technology services to the company and customers. Analyses and recommends information technology solutions.

Assists the Marketing Manager to implement direct marketing activities. Utilises all direct and digital marketing channels including digital marketing campaigns, display advertising, mobile marketing and search engine marketing. Promotes business products and services to an audience of both existing and potential customers.

Formulates company’s reinsurance policy.　　Determines company’s retention and monitors　reinsurance treaties. Evaluates and accepts　reinsurance from ceding companies. Works　closely with the underwriting and claims　managers.